Checking Services

Check your balances, open a checking account or savings account, apply for a loan, or investing couldn't be easier. And it's all right around the corner at BankCherokee.

Personal Checking

Regular Checking

Minimum Opening Deposit $200
Minimum Balance Required to avoid Monthly Maintenance Fee $500 daily minimum or $1,000 average monthly
Monthly Maintenance Fee $6
Discounts to avoid monthly maintenance fee
  • $5/month discount for 15 or more posted Check Card purchases/payments.
  • $1/month discount off maintenance fee if enrolled in eStatements. eStatements include check and deposit images.
  • $5/month student discount (Less than 18 years of age. Adult joint ownership required).
  • $5/month Senior 55+ discount.
  • $5/month Estate Account discount.
Interest Tiers No
ATM Withdrawals Free**
Optional imaged checks with statement $2/statement. If selected, $2/statement fee assessed only if minimum balance requirement is not met.
Benefits
  • Free first order of checks (welcome kit)
  • Free Check Card
  • Free Internet Banking
  • Free Mobile Banking with Mobile Deposit
  • Free Bill Pay
  • Access to 55,000
  • Surcharge-Free ATMs.
  • Worldwide, with Free
  • ATM locator App

Interest Checking

Minimum Opening Deposit $200
Minimum Balance Required to avoid Monthly Maintenance Fee $500 daily minimum or $1,000 average monthly
Monthly Maintenance Fee $8
Discounts to avoid monthly maintenance
  • $1/month discount off maintenance fee if enrolled in eStatements. eStatements include check and deposit images.
  • $5/month student discount (Less than 18 years of age. Adult joint ownership required).
  • $5/month Senior 55+ discount.
  • $5/month Estate Account discount.
Interest Tiers $1,000+
ATM Withdrawals Free**
Optional imaged checks with statement  $2/statement. If selected, $2/statement fee assessed only if minimum balance requirement is not met.
Benefits
  • Free first order of checks (welcome kit)
  • Free Check Card
  • Free Internet Banking
  • Free Mobile Banking with Mobile Deposit
  • Free Bill Pay
  • Access to 55,000
  • Surcharge-Free ATMs.
  • Worldwide, with Free
  • ATM locator App

Relationship Interest Checking

Minimum Opening Deposit $200
Minimum Balance Required to avoid Monthly Maintenance Fee $750 daily minimum or $1,500 Average Monthly or $5,000 combined deposits or $10,000 combined deposits/loans.*
Monthly Maintenance Fee $11
Discounts to avoid monthly maintenance
  • $1/month discount off maintenance fee if enrolled in eStatements. eStatements include check and deposit images.
  • $5/month student discount (Less than 18 years of age. Adult joint ownership required).
  • $5/month Senior 55+ discount.
  • $5/month Estate Account discount
Interest Tiers $0+
ATM Withdrawals Free**
Check images with statement Yes, if requested.
Benefits
  • Free box of personalized checks (standard design) annually or $10.00 credit annually towards a design of your choice
  • Free Check Card
  • Free Internet Banking
  • Free Mobile Banking with Mobile Deposit
  • Free Bill Pay
  • Access to 55,000
  • Surcharge-Free ATMs.
  • Worldwide, with Free
  • ATM locator App

DOES ONE OF THE ABOVE CHECKING ACCOUNTS SOUND RIGHT FOR YOU?

Call our Convenience Banking center at 651.225.6299 or stop in at one of our convenient locations. More questions? Contact Us online.

Cherokey Credit

Take advantage of a convenient line of credit tied to your checking account. Cherokey Credit will protect your account from overdrafts, and allows you to write yourself a small loan anytime***.

Apply now
* Qualifying total includes outstanding balances only. Does not include mortgage or credit card balances.
** Some ATM machines may impose an additional ATM transaction fee unrelated to our accounts.
This charge will be assessed on your account.
*** Subject to qualification.
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